Built by physicians
Every topic is written and reviewed by doctors who lived through what you're going through.
A platform by and for Québec physicians
Medicine is your calling.We'll handleeverything else.
PratiqueMD brings the entire extra-medical side of practice — paperwork, finances, insurance, taxes — into one clear place, from your first clerkship day until retirement.
Everything around your practice.
- RAMQ billing
- Tax
- Investing
- Insurance
- Incorporation
- Retirement
The manifesto
How do I start managing my money?Cottage, RRSP, or TFSA?Should I incorporate?How does CaRMS actually work?Which insurance, when, how much?How do I bill the RAMQ?
What if we told you......all you had to do was ask?
The manifesto
The extra-medical side weighs a lot.
Paperwork, finances, insurance, taxes, incorporation. The other half of a medical career — the part nobody teaches in class. The information is scattered, biased, and often dull. We've digested it for you.
Topics
We've chewed through the information for you.
So you avoid expensive mistakes and stay focused on what matters. Beginning to end of your career — clear, verified, and easy to digest.
Browse all our explainers01
Entities to know
FMSQ, FMOQ, RAMQ, FMRQ — who does what, who defends you, who pays you.
02
Insurance
Life, disability, liability. Which, when, and how much — no fluff.
03
Life projects
House, cottage, travel, family. Planning without mortgaging your freedom.
04
Funding studies
Loans, grants, AFE. Navigating med-school debt without panic.
05
Billing
RAMQ, act codes, payment models — decoded.
06
Tax
Returns, deductions, instalments. What you can claw back.
07
Incorporation
Personal corp, holding, trust — when it actually pays off.
08
Residency match
CaRMS, letters, interviews — the full survival kit.
09
Admin gravy
Licenses, registrations, attestations. The boring fine print.
10
Investing
Markets, real estate, RRSP, TFSA. Make your money work too.
Career arc
Four stages. The right answers at the right time.
From your first years in medicine to the moment you leave practice, PratiqueMD brings forward the decisions that matter now — without burying you in what can wait.
Medical school · MED 1 → MED 4
Start with solid foundations.
Study financing, lines of credit, first insurance policies, administrative steps and CaRMS preparation. What you need now, without compromising what comes next.
Study financingCaRMSInsuranceFirst steps
View capsules → Medical school+
Photo: medical schoolWhy PratiqueMD
By doctors, for doctors.
Verified information
Sources, dated updates, named partners. Nothing's sold to you in the shadows.
Independent
No financial products to push. Our partners are picked for relevance.
Bilingual
The whole platform — French and English. Pick your language, we follow.
All in one place
Your reads, your tools, your calculators. No more scattered bookmarks.
At your pace
5-minute capsules or deep-dive dossiers. Whatever time you have.
Testimonials
What our community says.
“When I started residency, I didn't even know incorporation was a thing. PratiqueMD saved me hours of scattered research — and probably a few thousand dollars in bad calls.”
Partners
We surround ourselves with the best.
Our partners are chosen for their relevance and commitment to the medical community. No hidden commissions.
★ flagship partner
FDP Gestion privée
Financial subsidiary of the FMSQFDP was founded to serve the interests of professionals and knows your reality inside out. Honest, top-tier financial planning, from your first day in med school. Our flagship partner — by and for physicians.
Discover FDP